Rupakumar Pradhan, CFPCM, CWM®

Personal Financial Advisor

Practical Views on Money, Finance & Life .....

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    12 Credit Card Tips

12 Credit Card Tips

Credit Card – it is very easy to use but very dangerous if you have misused it. A credit card can be a valuable tool if you know how to use it properly. Likewise, using credit cards irresponsibly can lead to a world of hurt. The way you use credit

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    Small Savings Schemes: New Interest Rate On PPF, NSC, KVP, Sukanya Samriddhi Scheme

Small Savings Schemes: New Interest Rate On PPF, NSC, KVP, Sukanya Samriddhi Scheme

Central Government in its latest revision of small savings scheme rates has cut interest rate by 20 basis points for the January-March 2018 period. However, the interest rate in the five-year Senior Citizens Savings Scheme has been retained at 8.3 per cent. Interest on post office savings deposits has also

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    Which Interest Income is Taxable?

Which Interest Income is Taxable?

Interest earned above a certain limit attracts tax deduction on interest income, but many individuals are not sure how tax is treated or how their interest income is getting charged under tax. Fixed deposits, savings account, post office schemes, corporate bonds, corporate fixed deposits, recurring deposits earn income interest, which

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