Often, you have heard about words like ‘saving’ and ‘investment’. But did you know that savings and investment are two separate concepts? The words “Saving” and “Investing” are sometimes used interchangeably, but when it comes right down to it, we should be engaged in both, separately, to secure our better
Investment Planning
Hot Topics
- Interest Rates Cut On Small Savings Schemes Indians will earn less from their small savings schemes in the April-June 2020 quarter, with the government slashed interest rates on popular schemes – PPF, SCSS, NSE, SSY etc. in...
- IMF- World Economic Outlook and Indian GDP Growth in the Indian economy could fall to levels not seen for decades as key sectors see a sharp decline in business during Covid-19 lockdown. The pandemic and consequent lockdown...
- Will Special Liquidity Facility help Franklin Templeton AMC? In order to boost investor confidence, the Reserve Bank of India (RBI) on 27th April 2020 (Monday) announced a Special Liquidity Facility-Mutual Funds (SLF-MF) of Rs 50,000 crore to ease...
- Franklin Templeton To Wind Up 6 Debt Funds- What should I do? In this unexpected development, Franklin Templeton fund house has decided to wind up six debt funds due to liquidity trouble in the bond market triggered by Covid-19 crisis. In other...
- Personal Finance Concerns during Covid-19 Crisis Here is a very basic guide on how to take the rational decision on ‘Personal Finance Concerns During Covid-19 Crisis’. We have done a ‘One Day Survey’ on this topic...
Some of my recent tweets in the month of April 2018 “I think this is also a great time to invest in private equity, helping companies grow from the ground top.” ~Jim Rogers “By developing your discipline and courage, you can refuse to let other people’s mood swings govern your
What is LTCG? LTCG or Long-Term Capital Gains refer to the gains made on any class of asset held for a particular period of time. In case of equity shares, it refers to the gains made on stocks held for more than one year. In other words, if the shares
One of our clients said “I am just concentrating on the Comprehensive Financial Plan you have prepared and advised me. I am relaxed. I have no anxieties and am having a peaceful sleep. I am confident that we will be able to maintain our current standard of living after retirement
If markets get rough, it pays to have an investing plan and to stick to it. Key takeaways Keep Perspective: Political, Indian Budget, Taxation on investment and global market uncertainty are all constant, and downturns happen frequently. But market setbacks have typically been followed by recoveries. Stay Disciplined: Trying to
New Year Financial Resolution However, our good intentions notwithstanding, almost half of us were concerned that the continuing uncertainty around the economy, GDP growth rate, fiscal deficit, inflation rate, demonetization, GST impact and the ongoing threat of lower interest rates could deter our good resolutions. In addition, as we all
Mr. Sachet Parida, Mumbai shared his “Comprehensive Financial Plan” journey with us. He has done his ‘Comprehensive Financial Plan’ (60-70 Pages Written Financial Plan) on 16th May 2012. Already 5 years passed………..miles to go……………… Our disciplined and repeatable process enables us to provide our clients with a high quality comprehensive financial
Interest earned above a certain limit attracts tax deduction on interest income, but many individuals are not sure how tax is treated or how their interest income is getting charged under tax. Fixed deposits, savings account, post office schemes, corporate bonds, corporate fixed deposits, recurring deposits earn income interest, which
‘Sukanya Samriddhi Yojana’ (Girl Child Prosperity Scheme) Sukanya Samriddhi Yojana (SSY) is a small deposit scheme for the girl child launched as a part of the ‘Beti Bachao Beti Padhao’ campaign and Launched on 22nd January 2015. It is currently (2017-18) fetching an interest rate of 8.1 per cent and
Indian equity market delivered good return in last 38 years. As on 12th October 2017, Sensex closed at 32,182 points. BSE completed 38 years since 1979-80 (base year). But what is the return per year? Does the SENSEX really give good return per year, in the long-term? Why 1979-80? That
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