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Bank Savings Rate

Is Your Money Smiling?

When I was at management college to finish my postgraduate in management, I developed a unique way of getting the most of the non-fictional book reading with management lessons. Yes, you can say I focused on reading self-development books to improve myself in different areas. I have developed a strong reading habit since 1995 to […]
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Saving & Happy Money

Saving money is the most crucial financial habit everybody is thinking of adopting. Why is it so important? Saving money provides many benefits to the saver, but the essential proven use is financial security in the saver’s life. This crucial habit may help you in a different situation with different benefits like paying off debt, […]
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Saving vs. Investing: Understanding the Key Differences

Often, you have heard about words like ‘saving’ and ‘investment’. But did you know that savings and investment are two separate concepts? The words “Saving” and “Investing” are sometimes used interchangeably, but when it comes right down to it, we should be engaged in both, separately, to secure our better financial future. If you’re not […]
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