'Retirement' is often something that is neglected by the youth. Very few youngsters realize that unless they start saving early, given the inflationary trends and skyrocketing medical expenses, it would become very difficult for them to maintain the lifestyle they get used to during the 25 to 30 years of working life. Here, it also needs to be emphasized that just saving is not enough; the saving has to be channelized properly for it to yield returns.
This is where the book 'Joyful Retirement' comes as a saviour. Mr. Pradhan draws from his vast experience as a financial planner and corporate professional to lay out a 7 step process to plan one's retirement in a very systematic and scientific manner. Please grab a copy and get started at the earliest on the road to 'Joyful Retirement.'

Retirement is inevitable and needs to be accepted as a part of life. It should be seen as a new phase of life and not as a sunset. Rupakumar in his maiden endeavour has very succinctly brought out the life phases and how we need to keep the tempo of life and its fun quotient alive. His clear understanding of financial planning along with the smooth narration of Chulbul graduating from being an young earner to being a smart retiree in this millennial generation is the biggest takeaway of this book.
Every owner of this book will surely thank Rupakumar in the years to come…………. I have !!!

This is probably the most comprehensive Indian book that offers thoughtful and practical advice on crafting a retirement dream. Millennials are much more likely to spend money on high-value assets such as apartments or cars, consumer durables, foreign vacations, fine dining, entertainment, and online stores.
Mr. Pradhan explains the value of planning ahead and why we need to save now for more of a cushion toward retirement instead of spending our money now. A lot of complicated concepts are explained with helpful anecdotes and in a conversational tone. Although a lot of the content only applies to the Indian financial system, there's a lot of good advice and insight that applies globally.

I liked this book. People interested in retirement planning and problems and post-retirement challenges will most probably be interested in reading this book. This book is written on personal finance for the millions of people who want to do their retirement planning. Readers can learn a seven-step strategy that will help you start your retirement plan from scratch, accumulate wealth, steady income, and enjoy your desired retirement life. It is focused on creating a required corpus and showing how to spend time with family, travel & other hobbies, giving back to society, health, and spirituality. This plan will show you the ways how to design your ideal retirement lifestyle and develop the means to achieve a joyful retirement journey in your life.
This book shows the ways of how much money you need for long-term goals, including retirement, and how you will achieve it. It includes how a combination of guaranteed, inflation-adjusted lifetime income and proactive asset allocation strategy can protect you from longevity risk and unexpected high taxes. Mr. Pradhan has shown an innovative and proven approach that effectively balances the two most significant retirement savings threats. I recommend this book to all young Indians to read and follow the steps to achieve joyful retirement.

Retirement is a new phase of life for every human. In post-retirement life, a person is likely to face many problems. And most important are health problems & monetary problems. Especially in old age, all the people came across the shortage of money due to lack of proper planning knowledge. Rising inflation at more plight to aggravate the situation. So how to achieve monetary freedom, time freedom, and freedom from dependency on son/ daughter are the most critical matters to be dealt with in life. Now it is all about the mindset, how to cope with these problems. The author has shown the path to change your life's mind and vision to obtain a stress-free and secure life.
This book wisely explained the 7 step strategy to achieve a healthy, wealthy, and happy life lucidly. We generally come across the people who opted for voluntary retirement, so to say, an early retirement due to hectic job pressure, increasing mental agony, etc. Such people are not aware of and not followed by secure, safer, and proven retirement avenues. For such people, this book is a pathfinder and a good life guide book in many ways.