Latest Post Office Small Saving Schemes Interest Rates for Oct-Dec 2023 | Q3 of FY 2023-24 The National Savings Schemes are a range of government-backed savings options highly favoured by many Indians seeking secure investment opportunities. The Ministry of Finance monitors and regulates the schemes, guaranteeing investors peace of mind. NSSs are an excellent option […]
The Six Most Common Personal Finance Mistakes I have been practising financial planning for the past 14 years. Despite having over 25 years of experience in financial planning and wealth management, I have assisted my clients as our company’s chief financial planner, SmartMantra Financial Services Pvt. Ltd. In my professional journey, I have been fortunate […]
The Power of Diversification: Why Investing in a Variety of Assets is Crucial for Long-Term Success In investing, diversification is a concept that holds immense importance. The strategy aims to reduce risk and maximize investment returns by spreading investments across different asset classes. By understanding the concept of diversification, investors can effectively manage their investment […]
Goal-Based Investing: How to Achieve Financial Success by Aligning Investments with Your Goals Financial planning has become more critical than ever in today’s fast-paced world. As individuals, we all have unique dreams and aspirations that we strive to achieve. Whether buying a house, funding our children’s education, or planning for a comfortable retirement, our financial […]
4 Reasons Why Millennial’s Daily Friends Isn’t the Right Choice for You Personal loans and credit cards have become the trusted companions of millennials in their daily lives. These financial tools offer flexibility and convenience, empowering individuals to meet their needs and quickly achieve their goals. With personal loans and credit cards, millennials can pursue […]
5 Compelling Reasons Why You Should Hire a Financial Planner for Your Financial Success Managing money effectively and achieving our financial goals can be daunting in today’s complex financial landscape. This is where the expertise of a financial planner comes into play. A financial planner, also known as a financial advisor, is a professional who […]
The Art of Balancing Saving and Enjoying Life: A Guide for Millennials The millennial generation faces a unique dilemma – the struggle to balance saving money for the future while enjoying life in the present. With many financial decisions to make and a desire to live their best lives, millennials find themselves caught between the […]
SIPs: What they are and how they work. A beginner’s guide to investment. If you are looking for a reliable and efficient investment plan to help you achieve your long-term financial goals, consider a systematic investment plan (SIP). This blog will discuss SIP and how it works as an investment tool in mutual funds. Let’s […]
Secure Your Family’s Future: A Step-by-Step Guide on How to Create an Emergency Fund In today’s unpredictable world, having an emergency fund is more important than ever. Financial stability in your life is a goal that everyone strives to achieve, and an emergency fund plays a crucial role in ensuring that stability. Life is full […]
Why SIP is the Smart Investment Strategy You Need to Consider Investing in mutual funds or the stock market can be daunting for new investors. However, with the implementation of a sound investment strategy, individuals can commence the process of accumulating wealth and securing their financial future. One such technique that has gained momentum over […]