Choose wisely! In 2015, I interacted with one of my inquiries for the financial planning service the other day. It was a summer day at Bhubaneswar. At the same time, I have just completed four years as a CFP Professional practitioner. Yes, that time was the most struggling period for me to establish myself as […]
When I was at management college to finish my postgraduate in management, I developed a unique way of getting the most of the non-fictional book reading with management lessons. Yes, you can say I focused on reading self-development books to improve myself in different areas. I have developed a strong reading habit since 1995 to […]
What does it take to get my first ‘One Crore’ in savings? How to accumulate it? Is it possible to create once crore worth assets in my lifetime? How does one become a crorepati? What are the secrets of achieving it? Is it possible to become a crorepati with a nominal income of Rs. 15,000/ – […]
Saving money is the most crucial financial habit everybody is thinking of adopting. Why is it so important? Saving money provides many benefits to the saver, but the essential proven use is financial security in the saver’s life. This crucial habit may help you in a different situation with different benefits like paying off debt, […]
Financial planners help their clients on how best to spend money, save, invest, grow their money, help to achieve their financial goals and financial freedom in life. They can guide you to tackle a specific financial goal such as buying a house, making a retirement year strategy, or giving you a macro view of your […]
Indian equity market delivered good return in last 42 years. As of 31st March 2021, Sensex closed at 49,509 points. BSE completed 42 years since 1979-80 (base year). But what is the return per year? Does the SENSEX give a good return per year in the long term? Why 1979-80 years? This is the base […]
Just Imagine, you know the product you wish to buy, and you know where to buy it from. You write a cheque, fill in the relevant document, and submit it to the respective point or insurance company or registrar. Or you can do it thru a host of websites that facilitate online investments. Then do […]
Imagine if you could sit and have a cup of coffee with one of the world’s richest men. What if that rich man built his wealth the same way you are building yours – through investing? What if that man were Warren Buffett? What would you ask? Would you try to learn something that would completely change […]
My book “JOYFUL RETIREMENT- The 7 Step Strategy for Healthy, Wealthy and Early Retirement” was published on 25th April 2021. Yes, my friends and clients keep asking me if I have always wanted to write a book in my life and why I decided to do it now. The idea was started a few years ago as […]
Often, you have heard about words like ‘saving’ and ‘investment’. But did you know that savings and investment are two separate concepts? The words “Saving” and “Investing” are sometimes used interchangeably, but when it comes right down to it, we should be engaged in both, separately, to secure our better financial future. If you’re not […]