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Basics

Choose wisely!

Choose wisely! In 2015, I interacted with one of my inquiries for the financial planning service the other day. It was a summer day at Bhubaneswar. At the same time, I have just completed four years as a CFP Professional practitioner. Yes, that time was the most struggling period for me to establish myself as […]
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Is Your Money Smiling?

When I was at management college to finish my postgraduate in management, I developed a unique way of getting the most of the non-fictional book reading with management lessons. Yes, you can say I focused on reading self-development books to improve myself in different areas. I have developed a strong reading habit since 1995 to […]
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The Best Kept Secrets About A Crorepati With A Nominal Income

What does it take to get my first ‘One Crore’ in savings? How to accumulate it? Is it possible to create once crore worth assets in my lifetime? How does one become a crorepati? What are the secrets of achieving it? Is it possible to become a crorepati with a nominal income of Rs. 15,000/ – […]
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Saving & Happy Money

Saving money is the most crucial financial habit everybody is thinking of adopting. Why is it so important? Saving money provides many benefits to the saver, but the essential proven use is financial security in the saver’s life. This crucial habit may help you in a different situation with different benefits like paying off debt, […]
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42 Years SENSEX Return- 15.92% Per Year

Indian equity market delivered good return in last 42 years. As of 31st March 2021, Sensex closed at 49,509 points. BSE completed 42 years since 1979-80 (base year). But what is the return per year? Does the SENSEX give a good return per year in the long term? Why 1979-80 years? This is the base […]
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5 Reasons Why A Financial Plan Is Important

Buying a home. Saving for child’s higher education like MBA, MBBS, Engineering etc.. Designing debt management strategy. Insurance planning. Retirement planning. We all have financial goals, but often have no idea how to make them happen. Unlike more mature markets such as the United States of America (USA), United Kingdom, Canada and Australia, most Indians […]
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