Rupakumar Pradhan, Author at Rupakumar Pradhan, CFPCM, CWM®

August 1, 2021
By Rupakumar Pradhan
Basics, Financial Planning, General, Money Mantras, Wealth
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A Guide To Choose A Financial Planner At Any Age

Financial planners help their clients on how best to spend money, save, invest, grow their money, help to achieve their financial goals and financial freedom in life. They can guide you to tackle a specific financial goal such as buying a house, making a retirement year strategy, or giving you a macro view of your […]

July 29, 2021
By Rupakumar Pradhan
Basics, Become a Crorepati, Financial Planning, General, Investment Planning, Money Mantras, Mutual Funds, Stock Market, Warren Buffett, Wealth
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42 Years SENSEX Return- 15.92% Per Year

Indian equity market delivered good return in last 42 years. As of 31st March 2021, Sensex closed at 49,509 points. BSE completed 42 years since 1979-80 (base year). But what is the return per year? Does the SENSEX give a good return per year in the long term? Why 1979-80 years? This is the base […]

July 24, 2021
By Rupakumar Pradhan
Advisors, Financial Planning, General, Life & Spirituality, Money Mantras
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Do You Need a Financial Planner?

Just Imagine, you know the product you wish to buy, and you know where to buy it from. You write a cheque, fill in the relevant document, and submit it to the respective point or insurance company or registrar. Or you can do it thru a host of websites that facilitate online investments. Then do […]

July 18, 2021
By Rupakumar Pradhan
Investment Planning, Money Mantras, Mutual Funds, SIP, Stock Market, Warren Buffett, Wealth
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7 Pieces of Investment Advice From Warren Buffett

Imagine if you could sit and have a cup of coffee with one of the world’s richest men. What if that rich man built his wealth the same way you are building yours – through investing? What if that man were Warren Buffett? What would you ask? Would you try to learn something that would completely change […]

July 15, 2021
By Rupakumar Pradhan
Financial Planning, General, Uncategorized
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Why I Wrote This Book

My book “JOYFUL RETIREMENT- The 7 Step Strategy for Healthy, Wealthy and Early Retirement” was published on 25th April 2021. Yes, my friends and clients keep asking me if I have always wanted to write a book in my life and why I decided to do it now. The idea was started a few years ago as […]

April 19, 2021
By Rupakumar Pradhan
Bank Savings Rate, General, Investment Planning
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Saving vs. Investing: Understanding the Key Differences

Often, you have heard about words like ‘saving’ and ‘investment’. But did you know that savings and investment are two separate concepts? The words “Saving” and “Investing” are sometimes used interchangeably, but when it comes right down to it, we should be engaged in both, separately, to secure our better financial future. If you’re not […]

April 18, 2021
By Rupakumar Pradhan
CFP, Financial Planning, General, Money Mantras, Wealth
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Importance of Financial Planning in Your Life

One of our clients said “I am just concentrating on the Comprehensive Financial Plan you have prepared and advised me. I am relaxed. I have no anxieties and am having a peaceful sleep. I am confident that we will be able to maintain our current standard of living after retirement also.” I am feeling good […]

12 Credit Card Tips For You

Credit Card – it is very easy to use but very dangerous if you have misused it. A credit card can be a valuable tool if you know how to use it properly. Likewise, using credit cards irresponsibly can lead to a world of hurt. The way you use credit can impact your financial life, […]

April 16, 2021
By Rupakumar Pradhan
Financial Planning, General, Money Mantras, Mutual Funds, Wealth
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Client’s “Comprehensive Financial Plan” Experience

Mr. Sachet Parida, Mumbai shared his “Comprehensive Financial Plan” journey with us. He has done his ‘Comprehensive Financial Plan’ (60-70 Pages Written Financial Plan) on 16th May 2012. Already 5 years passed………..miles to go……………… Our disciplined and repeatable process enables us to provide our clients with a high quality comprehensive financial planning experience. Mr. Sachet Parida’s […]

April 15, 2021
By Rupakumar Pradhan
Basics, Financial Planning, Insurance Planning, Investment Planning, Money Mantras, Tax Planning
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5 Reasons Why A Financial Plan Is Important

Buying a home. Saving for child’s higher education like MBA, MBBS, Engineering etc.. Designing debt management strategy. Insurance planning. Retirement planning. We all have financial goals, but often have no idea how to make them happen. Unlike more mature markets such as the United States of America (USA), United Kingdom, Canada and Australia, most Indians […]

Rupakumar Pradhan