Why is it important to check the claim settlement ratio when purchasing life insurance? As usual, I was reading the Odiya Daily Newspaper after my morning walk today. Recently, a life insurance company branch faced legal action in Odisha for failing to provide claim settlement money to a family. Due to a court order, the […]
The Six Most Common Personal Finance Mistakes I have been practising financial planning for the past 14 years. Despite having over 25 years of experience in financial planning and wealth management, I have assisted my clients as our company’s chief financial planner, SmartMantra Financial Services Pvt. Ltd. In my professional journey, I have been fortunate […]
The Art of Balancing Saving and Enjoying Life: A Guide for Millennials The millennial generation faces a unique dilemma – the struggle to balance saving money for the future while enjoying life in the present. With many financial decisions to make and a desire to live their best lives, millennials find themselves caught between the […]
Secure Your Family’s Future: A Step-by-Step Guide on How to Create an Emergency Fund In today’s unpredictable world, having an emergency fund is more important than ever. Financial stability in your life is a goal that everyone strives to achieve, and an emergency fund plays a crucial role in ensuring that stability. Life is full […]
Is It Necessary To Know Your Net Worth? Last week, A young professional in his late twenties named Aniket dropped by our office to familiarize himself with our financial planning process and other available services. During the conversation, I asked him what he was doing. He replied, “I’m an IT professional working in Bangalore. I’m […]
Master, The Art of Saving, Starting Now! In today’s fast-paced and unpredictable world, developing good saving habits is more important than ever. With the rising costs of living and economic uncertainties, having a solid foundation of financial stability is crucial for achieving long-term goals and enjoying a life of financial freedom. Effective money management starts […]